This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon. What they don't tell you is that the interest is usually based on a 30 year term.

Safely store sensitive files in an encrypted Vault file on your computer. My Computer Vault uses the advanced 256-bit AES encryption algorithm. Vault files are password-protected and are impervious to keylogger attacks due to it's innovative "password wheel" interface. Files can be accessed through the easy to use CheckOut & CheckIn system.

Discover how this program will help you with the problem of having unattended computers left running for long periods of time by swtiching them off for you at a set time each day. This program will save you electricity and reduce the threat of fire (as most computer fires start from unattended monitors left running). You will also no longer need to worry about whose job it is to switch them off as it will reliably do what it was designed to do.

A collection of 256 color coordinated 3D Orange Animated Cursors for Windows 95/98/ME/NT/2000. They replace the standard Windows mouse pointers with animated versions, with many optional versions to choose from. These cursors are specifically designed for true color or high color video cards, and may not appear correctly on other setups. There are 64 cursors in the set. The cursors are copyrighted but free for personal use.

A Traditional-style fantasy action role-playing game with a humorous tone. You create two heroes with a mission to find and destroy an evil summoner called Zuidat, while fighting progressively tougher monsters and gaining better and better items. The game is turn-based, the main ingame screen uses a top-down view while combat plays out in its own screen that is viewed from first person.

Fortop Album Creator is an easy to use software for creating stunning flash digital photo albums. Fortop Album Creator makes it easy to create classy, contemporary, high-end digital photo albums that will house your precious memories in style. In just 3 simple steps and a few short minutes, you can create your own interactive albums with dazzling slideshow effects and background music of your choice.

ALO CD & DVD Burner is an easy-to-use and effective DVD/CD burning software. With this burning program you can create Data CD, Data DVD, Audio CD, MP3 CD & Audio CD Ripper.