This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98, Me, NT4,XP, & 2000.

THE giant effect collection for every use in video editing and DVD production. Perfect professional and awesome effects such as transitions, picture-in-picture, framework comositings, motive effects, smoke, particles, optical reflections, Splitscreen

FX Saver helps you to create your own professional screen saver using your favorite images and background sounds easily. FX Saver supports more than 30 popular image formats, 2000 special effect combinations, and MID/WAV/MP3 sound formats.

proffessional tool that shift music speed and pitch in real time , high performance and quality for music composition and effect creation. You can play WAV file from PC Hard disk or direct from CD Tracks , and save the results.

The Flex FX AU plugin package contains 6 different effect plugins, the Amplitude Modulator, the Chaotic Lowpass Filter, the Chaotic Highpass Filter, the Ensemble effect, the Stereo Feedback Delay and the Fat Resonator.

It is a screen saver for Windows. Fractals fascinate us with their beauty and attractiveness. And as to morphing it emphasizes it to a great extent. According to many people's opinion fractals produce a soothing andand relaxing effect on them.

SMLabel is full feature label control which enable you to add picture and 2 captions in the same label. This control add some great features like caption fade, caption effect as shadow, embosse, engrave,... Source code are available.

Project5 Photocut Processor is a bitmap tracer (raster to vector conversion program) that makes realistic photographic effect in vinyl decals using vinyl cutter only. You can overcome vinyl graphics limitations with no additional costs.

Get a beautiful 3D aquarium with elegant exotic fish and realistic swaying plants that have a slightly hypnotic effect and make you forget about all the problems of the world. Once the screensaver is on you will definitely have no other fish to fry!

The Space Effect processes audio, such as drums, guitars, external synthesizers or soft synths.

Great HTML learning tool. Displays formatted HTML as you type so you can instantly see the effect of various HTML tags. Perfect companion for any HTML tutorial.

Play 3D sound effect when a keyboard button or mouse key is pressed.

This applet displays a blinds effect between any images. Over the animation you can also insert an image and a scroll-text.

hiContact is a compact, elegant and easy to use contact manager. Keeping contact details in a secure and dependable environment can effect the shaping of your future greatly

This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win95,98,Me, & XP

Tinnitus Masker Pro allows you to choose from 14 different sounds and change their parameters so you can achieve the best masking effect for your tinnitus symptoms. Tinnitus Masker Pro is extremely easy to use and get to grips with.

If you position the eyes with the red-eye effect in a square with your mouse, the program recognizes the iris of the eye and removes automatically the red-eye effect.

Fifgure Fiften Puzzle Game, remove buttons ito show the hidden picture underneath. Remove your buttons in a logical order, otherwise all of your buttons will not be removed. Excellent sound effect make this game even more interesting!

Sound Effect Maker can create sound effects for sound file. It supports the sound effects such as chorus, compression, distortion, echo, flange, gargle, parametric equalizer, reverberation.

A spelling, vocabulary and trivia quiz game the whole family will enjoy. Includes about 20 game modules, each in effect a separate game or quiz. Create your own modules with included editor. Fast-paced, entertaining, educational.

This program is a version of an analysis of the effect of savings. It will run under Win 95, 98, Me, NT4, & XP. This program demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return.

AVD Video Processor is a simple, yet feature rich tool for capturing snapshots from video files and creating animated GIF files. Captured snapshots and animations can add a touch of professionalism to your website or multimedia presentation.

Download this great collection of image filters that make up professional computer artist toolbox. This unique effects pack has all that you may need to start creating fantastic colorful artwork right away without having to pay mega bucks for it!

AVD Graphic Studio, to put it simply, is a mini Photoshop. The program provides over 20 tools to work with images ? cropping, resizing, rotating, bump mapping, histogram equalization and many more. Create AVI and MPEG from images, too.

A software which pumps subliminal messages of your choice into your brain while you use your PC. Useful for increasing your self-esteem, personal development, etc. Similar to Subliminal Flash, Mind Coder.

Hypnogenic Rain Screensaver is a relaxing animated screensaver. It does real-time image processing by using an popular amazing algorithm and a special effects to make your computer desktop look as if it is rippling.

Professional image processing application. The richest set of retouching and enhancement filters, the outstanding collection of built-in special effects, powerful painting capabilities, state-of-the-art multilayering, scripting, and automation.

News Ticker Features: Vertical news ticker applet. Customizable fonts, color, alignment. Configurable Back image position. Easy to use

Photo Collage is a collage maker that is capable of creating eye-catching photo collages. Photo Collage makes it possible to arrange your favorite photos on a digital canvas without actually having to cut up real photo prints and glue them to poster.

Simple screen saver with several options to change the visual effects.

HyperTyle is a sophisticated filter plugin for generating texture, surface, paint, erosion, transparency, edge, frame and shadow effects. These main effects are based on seamless textures, so there are unlimited variations possible.

PixTwix is an image processing ActiveX control featuring over 150 methods for manipulation and enhancement of images, special effects and filters, layer blending, selection routines and more. PixTwix can read and write many popular image formats.

Wave Flow is a powerful shareware audio editor with more than 60 sound edition functions and interesting effects (edition, tools, filters, etc). It has a visual interface that makes it very easy to use.

Create, publish and update professional web sites without HMTL knowledge. Also includes image management and editing, automatic roll-over effects that support layered objects, ready-made web galleries and built-in FTP publishing with change-tracking.

The happy and easy way to create lots of thumbnails

A powerful, easy to use photo editing application (or create new images). Supports 14 popular file formats. Custom brushes for bitmap painting, or create XML-based vector objects for drawings. Unlimited undo/redo, 50+ image filters, email built-in.

Vox FX is a set of 6 audio plugins based on the manipulation of formants. They are well suited for musicians, who make music, which involves heavy processing of sounds, such as techno, trance, ambient, industrial etc.

Voxynth is a synthesizer (VSTi), which can be used to create vocal sounds or synthetic choirs. In addition, the MIDI synth has a stereo delay and comes with 256 factory patches and a manual (Adobe Acrobat).

PM Painter 2.0 is a versatile tool for advanced image editing, powerful freehand painting and creation of Web-oriented graphics. Tools for easy creation of Web buttons and banners. Special effects and retouching/tuning tools.

Create GIF animations from the blend of images, captured video snapshots, and multi-page files.

Status Bar Javascript Magic allows you to create complex animations for your status bar without the need to write a single line of code. A user of SBJM can create complex effects and customise each one to create a unique character for his/her page.