Horizon Investment Analyst calculates profit, periodic, cumulative, & average annual total return, internal rate of return (IRR), capital gain, buy/sell prices, basis worksheets. Many charts. Very useful for investments w/multiple cash flows.

Midimeow converts: Midi to Mp3 Midi to Wav Midi to Ogg vorbis It allows to change the rate of the output (3 rates available) The number of channels (1 or 2) And if you want the volume of the output instead of the preset

Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan.

D3DGear is an advanced utility for Windows DirectX & OpenGL game. It automatically measures 3D game frame rate and display it on screen; it captures 3D game screenshot and save it into file ; D3DGear also records 3D game to movie.

Outlook add-in for sending individual, personalized, emails to your mailing list. Includes mail merge and option to control the rate at which emails are sent. Simple to use. Compose message in Outlook and send from any account.

Playlists are a useful way to organize your digital music... if you have only a few hundred songs. JukeBx changes this. It creates playlists as it plays that it creates based on how you, and nine other users, rate the tune.

Sothink FlashVideo Encoder converts standard Video files into low bit rate Flash movies-----SWF or FLV file, and extracts the audio and image files from the video. How easy the conversion process becomes with Sothink FlashVideo Encoder!

Learn Telepathy- you will learn telepathy in 3 months. This unique software have been developed and tested by scientists. After 80 trainings 64% of respondents have achieved success rate more than 65%. Now most of them can 'read' thoughts.

Join AVI or MPEG movies with various size and frame rate with still images. Save your project as a new AVI, MPEG, WMV or RM movie. Join sound files and/or movie sound tracks an save as WAV, MP1 or MP2 audio.

Spam protection and email management at server level. GFI MailEssentials offers a fast set-up and a high spam detection rate using Bayesian analysis and other methods - no configuration required. Also adds key email tools to your mail server.

Java API to model the pricing and risk analytics of interest rate cash and derivative products. We cover the fundamental theory of bonds including: Treasury bonds, Yield/Pricing, Zero Curve, Forward rates/FRAs, Duration and Convexity....

Any Time lets you independently take control of the time, the pitch, and the sample rate of an audio recording. - Do time stretching. - Do pitch scaling. - Do sample rate conversion. - Recreate missing high-frequency components. - And more!

Let grow mushrooms and fall colorful leaves on your desktop! Customize rate and density of the leaves, whether a new screen will be painted after a preset time and decide if date and/or time will be shown at the lower left corner.

Convert and rip your CD's to MP3's and WAV files in minimal time. eConcept CD to MP3 Converter allows you to rename your tracks before ripping and encoding, as well as setting the bit rate that you want to encode your files at (radio to CD quality).

Smart Phone Recorder can record your phone calls at an incredible compression rate of 3.7MB/Hour into windows wave files using your computer's voice modem.

ActiveX Control for DHL shipping process automation and integration with existing Windows based systems, such as ordering, accounting, e-commerce or other. Print DHL shipping labels; get rate estimates, ship, track, and more. DHL certified.

Converts MP3 files easily and quickly into WAV files and back. Convert many files with one click. You can change the sample rate of WAV files and the MP3 tag information of MP3 files. This program offers solutions for daily practice.

Quickly check all the keys on your computer keyboard are functioning correctly. Examine the internal Windows and BIOS scan codes being generated by the keyboard. Check your keyboards repeat rate and see each down and up stroke.

Calculate the number of calories your body spends when you are resting. Learn how many calories you need to maintain your current weight or to lose weight. BMR Calculator lets you calculate your Basal Metabolic Rate now. Download BMR Calculator.

An easy to use countdown timer/alarm clock. Great for people who are charged an hourly rate by their Internet Service Provider, and for those of us who continually lose track of time while on the Internet. FREE!

Postage $aver sorts your mailing list according to USPS requirements and creates simple instructions for assembling each mailing. USPS Pave-certified. Computes postage discounts, including nonprofit. Prints rate report, barcoded tray tags, and more.

How much house can you afford? You might be pleasantly surprised. This program is a version of a loan qualifier for either a fixed rate or a variable rate mortgage. It will run under Win 95, 98, Me, NT4, XP & 2000.

A powerful & easy-to-use spam filter that blocks over 95% spam instantly for Outlook, OE & other email clients. Spam are placed in a quarantine area & can be retrieved or deleted. SpamWeed learns from mistakes & its detection rate improves with use.

iSMARTtrain is a Mac OS X application for storing and reviewing your athletic training. It allows download of data from Polar Heart Rate Monitors.

programs include:added payment,ballooon amortization,biweekly amortization, 15vs30 year mortgage,loan amortization,maxmortgage,refinance it?,&variable rate mortgage

1.It can extract sound tracks from VIDEO and save them as MP3 format. 2.The format of Video file can be avi , mpeg , asf , wmv , RM ,RMVB. 3.Allow for changing the Bit Rate and the Sample Rate of the MP3 Convert Avi to mp3,Asf to mp3,Wmv to mp3

Baseball player development system RATINGS: Rate a player on coachability and backgound. Calculate average scores, then compare against all other players in system, or just those that play the same position. SCOUTING SURVEY:

This program is a version of an analysis of the effect of savings. It will run under Win 95, 98, Me, NT4, & XP. This program demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return.

Aware is a meta-search desktop application that "learns" what you're looking for and helps find it. An ideal tool for researchers, students, stock pickers, and people seeking medical info, it empowers you to rate results to improve the next search.

The MoneyToys - Future Value of Savings Calculator offers a clear perspective on saving money by automatically displaying future values on a 2-dimension grid as you enter or update your investment variables.

The MoneyToys - Loan Spread Calculator applet is designed to provide webmasters with a simple way to add instant interactivity to a web site by providing users with a financial calculator applet which provides a unique persepctive on borrowing money!

This free loan comparison calculator for Windows allows you to quickly calculate loan payments based upon variable payment frequency!

Easy Currency Converter is a simple currency calculator. It converts about 200 world currencies including Euro and updates exchange rates with a single button click. Cross- currency calculations are based on US Dollar - local currency exchange rate

The MoneyToys - Loan Spread Calculator applet is designed to provide webmasters with a simple way to add instant interactivity to a web site by providing users with a financial calculator applet which provides a unique persepctive on borrowing money!

BySoft Network Monitor 1.2 displays all kind of information in real time (1-second update) about all network adapters (network cards, RAS connections, virtual cards, server monitoring for web hosting) in your system.

Time Logger is a professional time and billing tool for consultants, lawyers, engineers, and others who bill for their time. Use the built-in stopwatch for time tracking, or enter time and expense data at the end of the day. Palm Interface included.

E-Library help you to organize all your books - fiction, none-fiction or other - in one complete solution. You can store information about the book and the author and review those in a graphic interface that makes it easy to navigate. Also for E-books.

Compare 135 loans at once with Loan Spread Calculator Pro and drill down to see a loan summary of any of the 135 you choose. Displays answers of loan amounts, interest rates, terms in months, or payment amounts based upon your loan variables.

3-in-1: COM, .NET and XML Web service Interest derivatives pricing framework: set contract, set vol/price/interest models and run MC. We also cover: Treasury's, Price/Yield, Zero Curve, Fixed-Interest bonds, Forward rates/FRAs, Duration and Convexity

Currency Converter FX is an easy to use financial utility that allows you to get latest currency exchange rates for more than 150 currencies. All rates are collected live from the internet so they are always current. It comes with an calculator.

EJB Suite offering general Interest derivatives pricing framework: set contract and vol/price/interest models and run MC. Also Analyze Treasury bonds, Yield, Zero Curve, FRAs, Duration/Convexity.